I mean... wording aside... "vaporised" seems like a viable alternative aside from procuring the necessary materials.
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Because (historically speaking) its arguably the safest and highest yield form of investment that the working class can make. That being said obviously theres a tipping point in regards to the amount of income you're generating at which it becomes predatory.
Funding a nice retirement? Ok. Making it so only one parent has to work? Fine. Jacking up the rent to cover the insurance on the new Lambo? Fuck you.