It's not based on the game, it's based on its lore. There is a backstory for in-game characters but very few people care, it's not actually part of the game
Deflation is only bad for the rich. You are spitting bad justifications for the end of the gold standard. There is only one reason it was ended : the USA defaulted as their gold reserve was empty after all major actors like France demanded their gold back
The gold standard was the only thing ensuring the dollar didn't lose all its value. Poor people hold dollars while rich people knew about this. This is how we got here with that much inequality
I made a tool that can hibernate systemd services when no request get through their associated nginx service. Using it on jellyfin, works great