This decision was helped by moving to GrapheneOS and losing Google Pay, definitely. (And Degoogling for other reasons at the same time). If I have to carry a card I may as well carry cash, a few folded notes are the same footprint as a card and as I mentioned, I try not to break notes if I don't have to, so I'm not carrying change often.
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That's actually illegal in the UK, to charge a fee for card use. Just means everyone pays more in increased prices, although most people in the UK use card for everything so for the population as a whole its probably a money saver, if not a privacy saving policy.