It depends on your insurance iirc.
My insurance has a deductible which means I need to spend $2.5k before they will fully pay for things like meds, or visits. This makes all medication notably expensive. My ADHD meds went from $8.00ish to $210 just because my plan switched. I put aside $2.5k for this purpose though. It fucking sucks and getting a better plan just simply costs 2-3x's as much.
My only complaint of the game I have is pacing. I found the routes between fights to be boring, and the weird 2D sections never really provided much else.